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Before you choose to consolidate your loans, examine your situation carefully to determine if this is the best course of action.

When you apply, most banks and lenders will look at your credit score, annual income, savings, and college degree type (or certificate of enrollment if still in school).

If you meet these requirements, you might be an excellent candidate for student loan refinancing and consolidation!

If you don’t think you meet the requirements, don’t worry – as you can apply with a cosigner to increase your chances of getting approved for a better student loan.

Most graduates leave school with a number of different student loans, racked up throughout their years in college.

Each of these loans likely comes with different terms, payments, servicers, and statements.




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We spoke with HR experts about how to best approach the issue of dating in the workplace.


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He also had supporting roles in the movies The Town (2010), Sucker Punch (2011), and Bridesmaids (2011).


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After you read advice on writing a great online dating profile to attract women you should be ready to apply this advice and write your own great dating profile.


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