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Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account.

First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Late payments and going over the credit limit may damage your credit history. Inc., Mastercard International Incorporated, and American Express.

It may not be the only way to fly, but traveling with a credit card is an easy way: Plastic is convenient to pack, gives you a record of your purchases and is more secure than cash.

American Express is a federally registered service mark of American Express.

Here are 9 tips to make your travels with plastic cheaper, easier and more enjoyable. Travel cards often offer travel-related perks, such as priority boarding, waived luggage fees, vouchers for food and drinks or access to airport lounges.

But it's common for general-use cards to proffer some travel benefits, too, says David Rabkin, senior vice president of consumer lending for Ameican Express.

0% interest per annum for 4 months on purchases from account opening.

This reverts to 18.0% interest per annum after 4 months.

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