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First is the Luhn Algorithm that gets the proper checksum for the card, the second method is the Bin Number Checker.The first six digit number on a bank card is know as the Bank Identification Number (BIN) which identifies the location of the bank that issued the card, while the latter portion identifies the specific name of the bank. Without a valid owner name, an expiration date and a valid CVV code, they can't be used for real transactions.Note that the algorithm used here is freely available across the web even

Validate a credit card number for all of the popular credit card companies using two different popular methods.Git Hub updates the interface a bit faster, waiting until it has enough information to figure out the credit card type.Initially, there are several credit card icons showing.Most payment gateways include a per transaction fee as well.This means if bad information is sent to the payment gateway for processing the merchant may be charged two transaction fees for a transaction that won't be approved.

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